Pay Your Loan

Choose a convenient way to make a payment.

With every payment to your loan, you are one step closer to completely owning your home, your vehicle, or to becoming debt free. It’s a monthly win that should make you feel proud. We don’t want to get in the way of that success, so we have a number of ways to help you make your loan payment. Choose whichever is easiest for you.

Making Your Payment

Set up an automatic payment. The easiest way to make your payments is to have them made automatically. Talk to a member of our team about setting up a regular transfer from your NovaSphere Investments account, from an account you have at another financial institution, or as part of your direct deposit.
Log in to Online Access to make a transferfrom your NovaSphere Investments savings or checking account to your loan.
Stop by the branchwith cash or a check. We always love seeing our members and are happy to make your payment in person. Bring your kids or canine friends for free suckers or treats!
Mail a checkto our branch. Please allow enough time for delivery.
Give us a calland we can take your debit card or arrange a one-time transfer from another financial institution that posts immediately. There is a CAD$20 charge for this service.
Use our online LoanPayto send a one-time payment using a debit card or a checking account at another financial institution.

LoanPay

Online payments from another financial institution are easy when you use LoanPay. Just log in to the LoanPay site, enter your account information or debit card number and your one-time payment will be process on the date that is displayed.There is a CAD$10 convenience fee for using LoanPay. You can avoid paying a fee by contacting us to set up an automatic payment.

Skipping a Payment

Everyone has months with extra expenses, making it harder to cover your regular payments. Whether you were surprised with a car repair bill or you chose to plan a vacation for your family, skipping your NovaSphere Investments loan payment can help give your budget a little breathing room.

Eligibility and Rules
1. Members can skip up to two payments per year 2. Payment skips must be 120 days apart 3. Each time you skip a payment there is a CAD$30 administrative fee